Dental Insurance Calculator 2026
Free dental insurance cost calculator. Compare dental plan premiums vs paying out of pocket. Average cost: $30-50/month.
🦷 Dental Insurance Calculator 2026
Dental insurance costs `$20-50/month for individuals and `$50-150/month for families. Most plans cover 100% preventive care (cleanings, X-rays), 80% basic procedures (fillings), and 50% major procedures (crowns, root canals). Annual maximums are typically `$1,000-2,000. If you only need cleanings, a dental discount plan (`$100-150/year) may be more cost-effective.
Dental Insurance vs. Paying Cash
| Procedure | Without Insurance | With Insurance |
|---|---|---|
| Cleaning | `$100-200 | `$0 (covered) |
| Filling | `$150-350 | `$30-70 |
| Crown | `$800-1,500 | `$400-750 |
| Root Canal | `$700-1,200 | `$350-600 |
| Extraction | `$150-400 | `$30-80 |